Doctor of Philosophy, The Ohio State University, 2017, Social Work
Financial inclusion programs have seen remarkable growth throughout the last two decades, with continued annual growth of up to 15% predicted for micro-credit along in the Sub-Saharan African region over the next three years. However, as private investment funds begin to dominate microfinance funding streams, there is debate about the benefits of microcredit for the population most targeted with these funds: women in the Global South. One aspect of this debate concerns the need for social capital, resources embedded in social networks, for the success of microcredit lending. While its necessity is acknowledged, the way that social capital is created, structured, and employed in women's groups is not adequately understood. By better understanding these aspects of social capital, microcredit programs can be better designed, and the ethical implications of expanding microfinance services can be better understood.
Employing a mixed methodology of qualitative interviewing and social network analysis, this study explores the phenomenon of social capital across a diverse sample of 12 women's collective financial groups, including both informal savings clubs and micro-credit groups located in the West African urban capital of Conakry, Guinea. A multi-dimensional model of social capital developed by the World Bank was modified for use with this research population and included six domains: Access to Resources, Trust, Communication, Cooperation, Social Cohesion, and Empowerment.
In depth qualitative interviews with 84 members of collective finance groups were analyzed to answer the question: What are Guinean women's experiences as members of collective financial groups? Upon developing an understanding of the groups, this study then asked: How is social capital structured in the groups, and how do the social capital networks of collective financial groups function? Sociometric network analysis examined a global measure of social capital as well as analysis of each of s (open full item for complete abstract)
Committee: Mo Yee Lee PhD (Committee Chair); Sharvari Karandikar PhD (Committee Member); Keith Warren PhD (Committee Member)
Subjects: African Studies; Social Work; Womens Studies