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A Look at Ex-Ante Moral Hazard: The Effect of Medicaid Expansion on Risky Driving Behavior

Rainey, Dylan
http://orcid.org/0009-0001-6051-8085
http://rave.ohiolink.edu/etdc/view?acc_num=ouhonors1682509688378346

Abstract Details

2023, Bachelor of Science (BS), Ohio University, Economics.
Many policymakers support universal healthcare to improve the health of the population. Some economists, however, are concerned that universal healthcare policy may negatively impact the general health of the population due to ex-ante moral hazard whereby a higher level of risk is incurred by the insured. In this paper, I analyze ex-ante moral hazard using the Medicaid expansion with the risky behavior of driving under the influence (DUI) on accidents involving drinking, accidents involving drugs, accidents in which the driver is not wearing a seatbelt, and DUI arrests by state. Unique to this study, I compile the data on risky driving behavior from the Federal Bureau of Investigation (FBI) and the National Highway Traffic Safety Administration (NHTSA). Then, I use a difference-in-differences model to identify the effect of the Medicaid expansion on the number of DUI arrests at the state level. I find that there is a no effect at the state level of the Medicaid expansion on passenger vehicle accidents involving drinking, drug impairments, driver not wearing a seatbelt, or DUI arrests. Therefore, I fail to provide evidence of ex-ante moral hazard in this context. This means there is no evidence that any of the mentioned risky driving behaviors increase at the state level as a result of expanding Medicaid.
Bethany Lemont (Advisor)
Daniel Karney (Advisor)
71 p.
Economics; Health Care
ex-ante moral hazard; economics; medicaid; medicaid expansion; driving under the influence; DUI; difference in differences; event study

Recommended Citations

Citations

  • Rainey, D. (2023). A Look at Ex-Ante Moral Hazard: The Effect of Medicaid Expansion on Risky Driving Behavior [Undergraduate thesis, Ohio University]. OhioLINK Electronic Theses and Dissertations Center. http://rave.ohiolink.edu/etdc/view?acc_num=ouhonors1682509688378346

    APA Style (7th edition)

  • Rainey, Dylan. A Look at Ex-Ante Moral Hazard: The Effect of Medicaid Expansion on Risky Driving Behavior. 2023. Ohio University, Undergraduate thesis. OhioLINK Electronic Theses and Dissertations Center, http://rave.ohiolink.edu/etdc/view?acc_num=ouhonors1682509688378346.

    MLA Style (8th edition)

  • Rainey, Dylan. "A Look at Ex-Ante Moral Hazard: The Effect of Medicaid Expansion on Risky Driving Behavior." Undergraduate thesis, Ohio University, 2023. http://rave.ohiolink.edu/etdc/view?acc_num=ouhonors1682509688378346

    Chicago Manual of Style (17th edition)

ouhonors1682509688378346
122
© 2023, all rights reserved.
This open access ETD is published by Ohio University Honors Tutorial College and OhioLINK.