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Final Dissertation Elaine Luttrull.pdf (3.71 MB)

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Assessing the Effectiveness of a Financial Education Intervention for Appalachian Artists: Action-Based Research

Luttrull, Elaine Grogan
http://rave.ohiolink.edu/etdc/view?acc_num=frank17144029361346

Abstract Details

2024, Doctor of Professional Studies (D.P.S.) in Instructional Design Leadership, Franklin University, International Institute for Innovative Instruction.
The objective of this action research was to evaluate the effectiveness of a six-month financial education intervention for Appalachian artists by measuring and observing changes in financial knowledge, financial self-efficacy, and financial behaviors and by assessing participants’ perception of the program. By all measures, the financial education intervention was a success with survey results demonstrating positive and statistically significant gains in financial knowledge and financial behaviors, plus gains, although not statistically significant ones, in financial self-efficacy. Participants increased financial knowledge in revenue diversification strategies and tax literacy from 31.2% to 71.3%. Nine participants (81.8%) earned more in their creative businesses following the financial education intervention, and ten participants (90.9%) had up-to-date record-keeping systems by the end of the program, an increase from four participants (36.3%) at the outset. Five new creative businesses and five new sales tax licenses were registered with West Virginia. Participants also emphasized the importance of the community they built with each other, and shared they were proud of their accomplishments during the six-month program. This research has practical implications for curricular design for educators, industry leaders, and community partners, plus implications for economic development policies to support similar financial education interventions for creative business owners.
Yi Yang (Committee Chair)
Xiaopeng Ni (Committee Member)
Yuerong Sweetland (Committee Member)
228 p.
Adult Education; Education Finance; Educational Evaluation; Entrepreneurship; Instructional Design
financial education; financial literacy; financial capability; financial self-efficacy; financial behaviors; arts entrepreneurship; creative entrepreneurship

Recommended Citations

Citations

  • Luttrull, E. G. (2024). Assessing the Effectiveness of a Financial Education Intervention for Appalachian Artists: Action-Based Research [Doctoral dissertation, Franklin University]. OhioLINK Electronic Theses and Dissertations Center. http://rave.ohiolink.edu/etdc/view?acc_num=frank17144029361346

    APA Style (7th edition)

  • Luttrull, Elaine. Assessing the Effectiveness of a Financial Education Intervention for Appalachian Artists: Action-Based Research. 2024. Franklin University, Doctoral dissertation. OhioLINK Electronic Theses and Dissertations Center, http://rave.ohiolink.edu/etdc/view?acc_num=frank17144029361346.

    MLA Style (8th edition)

  • Luttrull, Elaine. "Assessing the Effectiveness of a Financial Education Intervention for Appalachian Artists: Action-Based Research." Doctoral dissertation, Franklin University, 2024. http://rave.ohiolink.edu/etdc/view?acc_num=frank17144029361346

    Chicago Manual of Style (17th edition)

frank17144029361346
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© 2024, all rights reserved.
This open access ETD is published by Franklin University and OhioLINK.